Risk of Investing
Creating a NextSeed Account
Debt Investments on NextSeed
Preferred Equity Investments on NextSeed
SAFE Investments on NextSeed
How a Regulation Crowdfunding Investment Works
How a Regulation D Investment Works
Choosing your Investment
Staying on Top of my Investments
Accredited Investors
Opportunity Zones and Qualified Opportunity Funds

What is an Accredited Investor?

In general, an accredited investor is:

  • Someone who makes $200,000 a year for the last 2 years and expects to earn at least $200,000 this year.
  • Someone who makes a combined annual income of $300,000 jointly with their spouse for the last 2 years and expects to make at least $300,000 together this year.
  • Someone who has a net worth of at least $1 million, excluding their personal residence. Your net worth can be calculated jointly with their spouse.
  • An entity, including trusts or partnerships, has more than $5 million in assets and is not formed specifically to acquire the securities offered.


  • An entity whose owners are all accredited.

If you wish to invest with a self-directed IRA, you must be an accredited investor.

The full regulatory definition of an accredited investor can be found at ECFR.gov for more information.

You can verify your accreditation status in your Account Center by going to Profile > Limits.